Brit Insurance Holdings Limited

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ALL THE UNDERWRITING OBLIGATIONS OF HCG FOXTROT LIMITED (THE "COMPANY") INCURRED BY THE "COMPANY" AS AN UNDERWRITING MEM BER OF THE SOCIETY AT ANY TIME BEFORE TH E TERMINATION DATE (BEING THE 80TH ANNIV ERSARY OF THE DATE OF THE TRUST DEED) IN CLUDING OBLIGATIONS TO THE SOCIETY AND T HE TRUSTEE (BEING THE SOCIETY AND THE OT HER TRUSTEES FOR THE TIME BEING OF THE T RUSTS CREATED BY THE TRUST DEEDS) AND OB LIGATIONS ARISING UNDER (A) THE BYE LAWS REGULATIONS RULES DIRECTIONS OR OTHER R EQUIREMENTS OF THE SOCIETY AND (B) ANY D EED CONTRACT INSTRUMENT OR OTHER ARRANGE MENT OF ANY KIND APPROVED BY THE SOCIETY BUT NOT INCLUDING OBLIGATIONS ARISING I N RESPECT OF ANY LETTER OF CREDIT GUARAN TEE OR OTHER SECURITY GIVEN TO SECURE TH E PERFORMANCE OF ANY OF THE SAID UNDERWR ITING OBLIGATIONS IN FAVOUR OF THE PERSO N GIVING SUCH GUARANTEE OR OTHER SECURIT Y

ALL THE UNDERWRITING OBLIGATIONS OF HCG ALPHA LIMITED (THE "COMPANY") INCURRED B Y THE "COMPANY" AS AN UNDERWRITING MEMBE R OF THE SOCIETY AT ANY TIME BEFORE THE TERMINATION DATE (BEING THE 80TH ANNIVER SARY OF THE DATE OF THE TRUST DEED) INCL UDING OBLIGATIONS TO THE SOCIETY AND THE TRUSTEE (BEING THE SOCIETY AND THE OTHE R TRUSTEES FOR THE TIME BEING OF THE TRU STS CREATED BY THE TRUST DEEDS) AND OBLI GATIONS ARISING UNDER (A) THE BYE LAWS R EGULATIONS RULES DIRECTIONS OR OTHER REQ UIREMENTS OF THE SOCIETY AND (B) ANY DEE D CONTRACT INSTRUMENT OR OTHER ARRANGEME NT OF ANY KIND APPROVED BY THE SOCIETY B UT NOT INCLUDING OBLIGATIONS ARISING IN RESPECT OF ANY LETTER OF CREDIT GUARANTE E OR OTHER SECURITY GIVEN TO SECURE THE PERFORMANCE OF ANY OF THE SAID UNDERWRIT ING OBLIGATIONS IN FAVOUR OF THE PERSON GIVING SUCH GUARANTEE OR OTHER SECURITY

ALL AMOUNTS WHATSOEVER DUE UNDER ANY COV ENANT TO PAY (AS DEFINED THEREIN) WITH A LL INTEREST OWING ON ALL AMOUNTS PAYABLE BY THE COMPANY UNDER THE TERMS OF THE C HARGE, ALL COSTS, CHARGES AND EXPENSES I NCURRED BY THE CHARGEE OR ANY PERSON APP OINTED RECIEVER BY THE CHARGEE UNDER THE CHARGE ARISING IN CONNECTION WITH THE C HARGED PROPERTY AND ALL AMOUNTS PAYABLE PURSUANT TO THE INDEMNITY GRANTED BY THE COMPANY AGAINST ALL LOSSES, ACTIONS, CL AIMS, COSTS, EXPENSES, DEMANDS AND LIABI LITIES INCURRED ON OR AFTER THE DATE OF THE CHARGE BY THE CHARGEE OR ANY RECEIVE R PURSUANT TO THE CHARGE FOR ANY REASONS WHATSOEVER

ALL THE UNDERWRITING OBLIGATIONS OF HCG CHARLIE LIMITED (THE "COMPANY") INCURRED BY THE "COMPANY" AS AN UNDERWRITING MEM BER OF THE SOCIETY AT ANY TIME BEFORE TH E TERMINATION DATE (BEING THE 80TH ANNIV ERSARY OF THE DATE OF THE TRUST DEED) IN CLUDING OBLIGATIONS TO THE SOCIETY AND T HE TRUSTEE (BEING THE SOCIETY AND THE OT HER TRUSTEES FOR THE TIME BEING OF THE T RUSTS CREATED BY THE TRUST DEEDS) AND OB LIGATIONS ARISING UNDER (A) THE BYE LAWS REGULATIONS RULES DIRECTIONS OR OTHER R EQUIREMENTS OF THE SOCIETY AND (B) ANY D EED CONTRACT INSTRUMENT OR OTHER ARRANGE MENT OF ANY KIND APPROVED BY THE SOCIETY BUT NOT INCLUDING OBLIGATIONS ARISING I N RESPECT OF ANY LETTER OF CREDIT GUARAN TEE OR OTHER SECURITY GIVEN TO SECURE TH E PERFORMANCE OF ANY OF THE SAID UNDERWR ITING OBLIGATIONS IN FAVOUR OF THE PERSO N GIVING SUCH GUARANTEE OR OTHER SECURIT Y

ALL THE UNDERWRITING OBLIGATIONS OF HCG DELTA LIMITED (THE "COMPANY") INCURRED B Y THE "COMPANY" AS AN UNDERWRITING MEMBE R OF THE SOCIETY AT ANY TIME BEFORE THE TERMINATION DATE (BEING THE 80TH ANNIVER SARY OF THE DATE OF THE TRUST DEED) INCL UDING OBLIGATIONS TO THE SOCIETY AND THE TRUSTEE (BEING THE SOCIETY AND THE OTHE R TRUSTEES FOR THE TIME BEING OF THE TRU STS CREATED BY THE TRUST DEEDS) AND OBLI GATIONS ARISING UNDER (A) THE BYE LAWS R EGULATIONS RULES DIRECTIONS OR OTHER REQ UIREMENTS OF THE SOCIETY AND (B) ANY DEE D CONTRACT INSTRUMENT OR OTHER ARRANGEME NT OF ANY KIND APPROVED BY THE SOCIETY B UT NOT INCLUDING OBLIGATIONS ARISING IN RESPECT OF ANY LETTER OF CREDIT GUARANTE E OR OTHER SECURITY GIVEN TO SECURE THE PERFORMANCE OF ANY OF THE SAID UNDERWRIT ING OBLIGATIONS IN FAVOUR OF THE PERSON GIVING SUCH GUARANTEE OR OTHER SECURITY

ALL THE UNDERWRITING OBLIGATIONS OF HCG ECHO LIMITED (THE "COMPANY") INCURRED BY THE "COMPANY" AS AN UNDERWRITING MEMBER OF THE SOCIETY AT ANY TIME BEFORE THE T ERMINATION DATE (BEING THE 80TH ANNIVERS ARY OF THE DATE OF THE TRUST DEED) INCLU DING OBLIGATIONS TO THE SOCIETY AND THE TRUSTEE (BEING THE SOCIETY AND THE OTHER TRUSTEES FOR THE TIME BEING OF THE TRUS TS CREATED BY THE TRUST DEEDS) AND OBLIG ATIONS ARISING UNDER (A) THE BYE LAWS RE GULATIONS RULES DIRECTIONS OR OTHER REQU IREMENTS OF THE SOCIETY AND (B) ANY DEED CONTRACT INSTRUMENT OR OTHER ARRANGEMEN T OF ANY KIND APPROVED BY THE SOCIETY BU T NOT INCLUDING OBLIGATIONS ARISING IN R ESPECT OF ANY LETTER OF CREDIT GUARANTEE OR OTHER SECURITY GIVEN TO SECURE THE P ERFORMANCE OF ANY OF THE SAID UNDERWRITI NG OBLIGATIONS IN FAVOUR OF THE PERSON G IVING SUCH GUARANTEE OR OTHER SECURITY

ALL THE UNDERWRITING OBLIGATIONS OF HCG BRAVO LIMITED (THE "COMPANY") INCURRED B Y THE "COMPANY" AS AN UNDERWRITING MEMBE R OF THE SOCIETY AT ANY TIME BEFORE THE TERMINATION DATE (BEING THE 80TH ANNIVER SARY OF THE DATE OF THE TRUST DEED) INCL UDING OBLIGATIONS TO THE SOCIETY AND THE TRUSTEE (BEING THE SOCIETY AND THE OTHE R TRUSTEES FOR THE TIME BEING OF THE TRU STS CREATED BY THE TRUST DEEDS) AND OBLI GATIONS ARISING UNDER (A) THE BYE LAWS R EGULATIONS RULES DIRECTIONS OR OTHER REQ UIREMENTS OF THE SOCIETY AND (B) ANY DEE D CONTRACT INSTRUMENT OR OTHER ARRANGEME NT OF ANY KIND APPROVED BY THE SOCIETY B UT NOT INCLUDING OBLIGATIONS ARISING IN RESPECT OF ANY LETTER OF CREDIT GUARANTE E OR OTHER SECURITY GIVEN TO SECURE THE PERFORMANCE OF ANY OF THE SAID UNDERWRIT ING OBLIGATIONS IN FAVOUR OF THE PERSON GIVING SUCH GUARANTEE OR OTHER SECURITY

ALL THE UNDERWRITING OBLIGATIONS OF HCG FOXTROT LIMITED (THE "COMPANY") INCURRED BY THE "COMPANY" AS AN UNDERWRITING MEM BER OF THE SOCIETY AT ANY TIME BEFORE TH E TERMINATION DATE (BEING THE 80TH ANNIV ERSARY OF THE DATE OF THE TRUST DEED) IN CLUDING OBLIGATIONS TO THE SOCIETY AND T HE TRUSTEE (BEING THE SOCIETY AND THE OT HER TRUSTEES FOR THE TIME BEING OF THE T RUSTS CREATED BY THE TRUST DEEDS) AND OB LIGATIONS ARISING UNDER (A) THE BYE LAWS REGULATIONS RULES DIRECTIONS OR OTHER R EQUIREMENTS OF THE SOCIETY AND (B) ANY D EED CONTRACT INSTRUMENT OR OTHER ARRANGE MENT OF ANY KIND APPROVED BY THE SOCIETY BUT NOT INCLUDING OBLIGATIONS ARISING I N RESPECT OF ANY LETTER OF CREDIT GUARAN TEE OR OTHER SECURITY GIVEN TO SECURE TH E PERFORMANCE OF ANY OF THE SAID UNDERWR ITING OBLIGATIONS IN FAVOUR OF THE PERSO N GIVING SUCH GUARANTEE OR OTHER SECURIT Y